Myth #1 - "I need a 20% Down Payment."
Myth #2 - "I need a 780 FICO Credit Score."
One way to stand out in a competitive market is to show you are serious about buying your dream home by getting a pre-approval for your mortgage BEFORE you start your search. *Completing my online course "First 5 Steps To Buying A House" BEFORE you see a lender could save you thousands of dollars.
Understand two very good reasons that the loan process is much more onerous on today's buyer than perhaps any time in history.